Montana Real Estate

Ron Nelson Construction - Rexford Montana. Nelson Construction Montana

2011-03-25T18:01:00.000-07:00

Coming Soon My Experience with Ron Nelson Construction - Rexford Montana.

Nelson Construction Montana. Do you have an Experience with Ron Nelson Construction - Rexford Montana. Nelson Construction Montana to share?

Email Me your Tip on Ronald Nelson Montana Contractor

Ron Nelson Builder - Ron Nelson Construction

Crystal L. Cox

Real Estate Industry Whistleblower

Crystal@CrystalCox.com

John E Collins Financial Planner. John E. Collins Lending Specialist. John E Collins Mortgage Broker.

2011-03-25T10:16:00.000-07:00

John E Collins Financial Manager.

John E Collins Mortgage Broker.

John E Collins is an experienced Loan Officer and can find you a loan.

John E Collins has a background in high finance and now John E Collins specializes in small to medium home mortgages and commercial loans on a broad scale.

John E Collins is a certified financial planner.

John E Collins is educated with the information you need to know to get the best possible loan.

John E Collins is licensed Mortgage Broker.

John E Collins can help you with tips on your financial planning.

John E Collins is a certified accountant and can steer you in the right direction on your Tax Needs.

John E Collins is experienced in construction loans.

John E Collins is experienced in Business Loans.

John E Collins has worked at a high profile title insurance company and can help you navigate your title insurance needs.

John E Collins is and advocate for your rights in the lending process.

John E Collins Lending Specialist.

Eureka Montana Real Estate, Eureka Real Estate Broker Crystal L. Cox ~ Ten Lakes Realty !!

2011-02-08T21:20:00.000-08:00

Eureka Montana Real Estate

Eureka Montana Real Estate Marketing, Eureka Montana Real Estate Search

Eureka Montana Real Estate Broker Crystal L. Cox fights for Real Estate Consumers Rights in aEureka Real Estate market place that is often unkind to Eureka Montana Real Estate Buyers andEureka Montana Real Estate Sellers.

Crystal L. Cox is a Eureka Montana Real Estate Broker who has owned her Own Eureka Montana Real Estate Company for over 10 Years. Crystal L. Cox is a Montana Real EstateBroker who is a 4th Generation Montana Native.

eMail Crystal L. Cox, Eureka Montana Real Estate Broker Owner - Ten Lakes Realty,Crystal@CrystalCox.com and find out the TRUTH about the Eureka Montana Real Estate market.

Crystal L. Cox, Eureka Montana Real Estate Broker is an Internet Marketing Expert who can get Eureka Montana Real Estate found By the World. Crystal L. Cox, Eureka Montana Real Estate Broker is Number One in her Eureka Montana Real Estate Market.

Crystal L. Cox, Eureka Montana Real Estate Broker also uses her skills in Internet Marketing to Give Voice to Victims of Montana Corruption and to Market Powerful Nutritional Supplements.

eMail Crystal, Eureka Montana Real Estate Broker for your Eureka Montana Real Estate Needs TODAY - Crystal@CrystalCox.com

The Eureka Real Estate Market is a Whole New Game, that's for sure. Eureka Montana Real Estate is an amazing Natural Resource, a quiet, clean natural living. The Eureka Real Estate has vastly changed, Email me for your Eureka Montana Real Estate Needs.

Ten Lakes Realty is an Independent Real Estate Company, Eureka Montana Real Estate without the National Association of Realtors nor a Eureka Montana Real Estate Franchise.

Crystal L. Cox,
Eureka Montana Real Estate Broker
Ten Lakes Realty
Crystal@CrystalCox.com

Eureka Montana Real Estate Internet Marketing

Whitefish Real Estate Marketing - Whitefish Montana Real Estate Broker, Crystal L. Cox

2011-01-29T22:42:00.000-08:00

Whitefish Real Estate Marketing, Whitefish Real Estate Search

Whitefish Real Estate Broker Crystal L. Cox fights for Real Estate Consumers Rights in aWhitefish Real Estate market place that is often unkind to Whitefish Montana Real EstateBuyers and Whitefish Real Estate Sellers.

Crystal L. Cox is a Whitefish Real Estate Broker who has owned her Own Whitefish Real EstateCompany for over 10 Years. Crystal L. Cox is a Montana Real Estate Broker who is a 4th Generation Montana Native.

eMail Crystal L. Cox, Whitefish Real Estate Broker Owner - Ten Lakes Realty,Crystal@CrystalCox.com and find out the TRUTH about the Whitefish Real Estate market.

Crystal L. Cox, Whitefish Real Estate Broker is an Internet Marketing Expert who can getWhitefish Real Estate found By the World. Crystal L. Cox, Whitefish Real Estate Broker is Number One in her Whitefish Real Estate Market.

Crystal L. Cox, Whitefish Real Estate Broker also uses her skills in Internet Marketing to Give Voice to Victims of Montana Corruption and to Market Powerful Nutritional Supplements.

eMail Crystal, Whitefish Real Estate Broker for your Whitefish Montana Real Estate Needs TODAY -Crystal@CrystalCox.com

Crystal L. Cox,
Whitefish Real Estate Broker
Ten Lakes Realty
Crystal@CrystalCox.com

Whitefish Real Estate Internet Marketing

Montana Real Estate Broker Crystal L. Cox. Montana Real Estate Advocate Working for You.

2011-01-27T23:03:00.000-08:00

Montana Real Estate Marketing, Montana Real Estate Search

Montana Real Estate Broker Crystal L. Cox fights for Real Estate Consumers Rights in aMontana Real Estate market place that is often unkind to Montana Real Estate Buyers andMontana Real Estate Sellers.

Crystal L. Cox is a Montana Real Estate Broker who has owned her Own Montana Real EstateCompany for over 10 Years. Crystal L. Cox is a Montana Real Estate Broker who is a 4th Generation Montana Native.

eMail Crystal L. Cox, Montana Real Estate Broker Owner - Ten Lakes Realty,Crystal@CrystalCox.com and find out the TRUTH about the Montana Real Estate market.

Crystal L. Cox, Montana Real Estate Broker is an Internet Marketing Expert who can getMontana Real Estate found By the World. Crystal L. Cox, Montana Real Estate Broker is Number One in her Montana Real Estate Market.

Crystal L. Cox, Montana Real Estate Broker also uses her skills in Internet Marketing to Give Voice to Victims of Montana Corruption and to Market Powerful Nutritional Supplements.

eMail Crystal, Montana Real Estate Broker for your Montana Real Estate Needs TODAY -Crystal@CrystalCox.com

Crystal L. Cox,
Montana Real Estate Broker

Ten Lakes Realty

Crystal@CrystalCox.com

Eureka Montana Real Estate - Eureka Real Estate - Montana Real Estate Broker Crystal L. Cox

2011-01-19T22:24:00.000-08:00

Montana Real Estate Marketing Online

Ten Lakes Realty, Broker Owner Crystal L. Cox is a NON-NAR member... meaning I am a Broker Owner, I am an independent and not a member of any National Franchise.. nor am I a Member of the National Association of Realtors... I am a Real Estate Consumer Advocate..

Crystal L. Cox
Ten Lakes Realty
Eureka Montana Real Estate
Broker Owner

Crystal@CrystalCox.com
Montana Real Estate

Eureka Montana Real Estate Broker

Montana Real Estate

2010-06-11T09:23:00.001-07:00

Montana Real Estate

2010-06-07T09:27:00.000-07:00

Montana Real Estate Broker
Crystal L. Cox
Broker Owner
Ten Lakes Realty

Montana Department of Revenue - Montana Property Appraisal - Montana Recall

2010-05-28T21:23:00.001-07:00

If anyone knows anything about this tax fraud business, can you share it? Thank you.

You may want to remind everyone to pay their taxes under protest and file an appeal for 2010 by June 1st also so their due process rights are not compromised.

Also, we are reminding EVERYONE to go to website http://www.mtpropertyappraisal.com/ and print down the Petition (under the topic of "Join the Effort to Recall Gov. Schweitzer."

Please acquire as many signatures as you can -- there is room for 24 signatures per page (instructions are included) -- and property tax FRAUD affects each and everyone of us who owns property.

Here is a brief overview of the nature of the RECALL PETITION taken from the March 17, 2010 Press Release:

We, the undersigned qualified electors of the State of Montana, per the provisions of MCA 2-16-603, respectfully petition that an election be held as provided by law on the question of whether Brian Schweitzer, holding the office of Governor, should be recalled for official misconduct for the following reasons:

(1) Conspiracy per MCA 45-4-102 with the Department of Revenue with the intent to defraud property owners of approximately $48 million in property taxes

(2) Increasing property valuation and property taxes without legislative authority, exceeding the authority of the executive branch of the State of Montana per Article III, Section I of the Constitution of the state of Montana

(3) Arbitrary and capricious property value increases of approximately $3.5 billion by manipulating the property valuation computer program, resulting in unequal taxation of property owners in violation of Article II, Section 4 of the Constitution of the State of Montana, the Equal Protection requirement of the Constitution. ""

posted by
Investigative Blogger
Crystal L. Cox
got a Tip?
Crystal@CrystalCox.com

Tell the Truth, the Whole Truth, and Nothing But the Truth so Help me God. Stephanie DeYoung - Bankruptcy Whistleblower.

2010-02-24T20:32:00.001-08:00

This Affects your Montana Real Estate Investment...

PLEASE READ THROUGH ENTIRE POST -
THE TRUTH YOU ARE LOOKING FOR IS TOWARD THE END.

My name is Stephanie DeYoung. If you want to know more about my involvement in this case, go to my deposition...

http://www.summit1031bkjustice.com/?page_id=2471

Currently, I believe I am the only person who had the priviledge of an all day deposition in front of Tonkon Torp's camera man. Now when I see some of the ridiculous questions I was asked to answer, I still get blown away by their blatant disregard for human rights.

Bankruptcy Corruption

I am the creator of this Summit 1031 Bankruptcy Blog. I am an Industry Insider as an accountant, real estate investor, and an LLC interest holder.

I am also a Whistleblower and an Investigative Blogger.

These new titles were made possible by simply recording and sharing the events that I was a part of with the victims of this bankruptcy proceeding.

http://edlabor.house.gov/newsroom/2009/02/gao-nations-whistleblower-laws.shtml

I have sold this blog to Crystal L. Cox. You may know that she is an Investigative Blogger, Whistleblower and Industry Insider as a real estate broker. She stumbled on my blog and in doing so she has stumbled upon many other cases of Bankruptcy Corruption across our country.

In fact, there are many who have lost everything to this mechanism our government has created as a perfect looting tool. The powers of people like, the attorneys, judges, US Trustees offices, and the politicians keep this highway robbery undercover.

She has asked me to speak the whole truth so here we go...

Below is a story from a person who was a completely unbiased party -

"About the Summit Accomodators- Kevin Padrick Video
http://www.summit1031bkjustice.com/?page_id=254

ABOUT the infamous Padrick meeting video, when I first viewed it I didn't think it all that remarkable. Being ignorant of the facts at the time, I thought Kevin Padrick in this meeting, simply just gave a rundown of what he and his company, Obsidian Finance Group, had been up against in the month previous, and toward the end of the video it appeared that he pitched, with some practiced assurance I thought, how he and his company took pride in cleaning up distressed business situations.

As I began to become aware of the facts and the chronology of events preceding and following this meeting, my perspective changed; I came to see this video in terms of a betrayal as demonstrated by Kevin Padrick's defensive behavior toward the other parties around that table.

I also came to see how this video could be viewed as an embarrassment to the members of Obsidian Finance Group, the attorneys and others working along with Padrick and even the U.S. Bankruptcy Court. The scene viewed from a more informed point of view, whether one is for or against Kevin Padrick, is not pretty. He is, in this performance, much like a house cat spitting up the canary's feathers.

The behavior he resorts to in the video, in regard to the others, is in my estimation, an unnecessary act on his part, but none the less a telling display of the low character he stooped to with his surreptitious behavior toward, what up to that point had been, his employer, Terry Vance, and by extension Summit's Principals who were working their tails off to assist Terry in liquidating assets and wrapping up exchange business.

For me, the most revealing thing about the video was the last thing I learned- that this meeting in Bend was compelled by the Bankruptcy Judge a day earlier in Portland.

The Judge had learned, from a last minute appearance by one of Summit's representatives at a court hearing, that Padrick had not been keeping Summit's owners and the court approved Chief Restructuring Officer (CRO) informed of his actions. Actions that included Padrick's apparently self initiated and unauthorized actions with the creditors.

A little background: the CRO, Terry Vance, was contracted by Summit Shareholder’s (owners) as a part of a “debtor in possession” bankruptcy.

This person, approved by the court, is in charge of all affairs related to Summit’s Chapter 11 bankruptcy, including the contract with the financial consultants, in this case Obsidian Finance Group and Kevin Padrick.

In other words, for all intents and purposes, at this meeting and from the time Padrick and his Obsidian Finance Group had been contracted a month or so earlier, Terry Vance was Kevin Padrick's boss.

Kevin, it turned out, and as shown on the video, was an untrustworthy employee who had some time earlier, perhaps even from day one, made it his job to usurp his boss, disregard his contractual obligations and find his own way within the bankruptcy system, with his knowledge as a former bankruptcy lawyer, to gain the best position he and his company could to take financial advantage of this unfortunate situation.

Simply put, Kevin Padrick and Obsidian Finance were Bankruptcy Profiteering.

The meeting, authorized by Judge Dunn, was to be presented by Padrick to his CRO boss and Summit's owners as a recap of Padrick's (unauthorized) meeting(s) with the creditors, it is important to remember, at that point Padrick, who had been initially contacted by the Summit's owners prior to to the bankruptcy filing, and now managed under contract to the CRO was not in any way beholden to the creditors, other than promises he made them behind his employers back.

In fact by contract, Padrick's and Obsidians role was to assist in liquidating assets, in order for Summit to pay back exchangers/creditors under the Chapter 11 reorganization agreement. His role at the time was not to meet with the creditors, throw his employers under the bus and then back over them again when they complained.

If the person from Summit hadn't of scrambled and jumped a last minute flight over the Cascades to Portland to see what was going on, this unscrupulous employee would have gotten his boss fired and had his unwanted contract made irrelevant (which he succeeded in doing) and the people he screwed wouldn't have heard the backup signal for what it was.

No wonder in the video, one of the first thing heard
from Kevin is his voice crying,"Depose me then."

A comment that took the CRO and Summit's owners
by surprise (they'd merely asked, what's up?),

I don't believe an actual recap of Padrick's meeting with the creditors happened (if he had treated the creditors to the same charm he displays in the video, I doubt Padrick would have gained enough favor to collect gas money for his ride home, let alone be nominated by the creditors for the Trustee position).

It is interesting to note; the only way to compare meetings would be to compare records of both meetings. The closest thing to a record of Padrick's court compelled meeting with the CRO and Summit's owners is the video.

Justice would be served, if by means of discovery in a complaint Padrick lodged with Deschutes County against the video's existence, that a transcript(s) of Padrick's meetings with the creditors in the month prior to this meeting were compelled to be produced- to see by comparison if Padrick was in compliance with the Bankruptcy Court's wishes in providing information on what he presented to the exchanger/creditors.

At the time of the meeting neither any representative, nor the CRO, nor any of Summit's owners were, as far they knew, in an adversarial relationship with Padrick.

They were, as shown in the video, clearly a bit mystified by the lack of communication to accorded to them on Padrick's part. To their knowledge, he and his company were supposedly working on Summit's behalf to assist in liquidating Summit's assets- nothing more.

The video was made as far as the CRO and Summit's owners and their representatives knew, as much to record their comments in regard to each other's relationship to working toward liquidation of real estate assets and full payment to the creditors, as it was to pin down Padrick to what he had been doing the past month in behalf of this endeavor.

The CRO and the owners were at this time, in their minds, still all working with each other toward this end- including Padrick under the CRO's charge- all the parties, as evidenced by the video, were still on the same team. In other words, no body by making this video was implicitly trying to trap nobody.

It was Padrick's defensive demeanor during that meeting that first gave an indication to the CRO and Summit's owners of his newly revealed disposition as not being in concert with their plans to execute this bankruptcy and pay off the creditors.

Later, when the totality of Padrick's subterfuge and ultimate ambition toward gaining the lucrative Trustee position was revealed to the CRO and Summit's owners, then was the negative impact of his behavior to them understood.

They felt (and still do) that Padrick purposely crashed this business, a business that with his cooperation could have been crash landed instead.

A scenario where all exchanger/creditors would have been paid already.

It was, in retrospect, a few weeks after this meeting, that an animosity toward Padrick did arise. Where upon the video, made of that critical meeting, was reviewed in a completely different light.

From my vantage point, absent the eventual revelation of facts in this story, the video could just as well have been made into a marketing tool for Padrick and Obsidian Finance.

To an initiate of this story, like I once was, where Kevin allows himself to speak, the words sound convincing; as one puts the pieces together over time, a discovery is made; those sentiments are constructed on a ruse, his premises are fabricated to support an argument he doesn't and perhaps can't really believe in, and from the actions he has taken since in regard to ridiculously accusing Umpqua Bank for improprieties in its business dealings with Summit, one has to suppose that he was not completely honest with the creditors in their meetings either.

The facts and the truth they represent, is for Padrick in his unscrupulous ascendancy to the role of Trustee in this case, a big problem. Discovering these facts with a need to reconstruct the truth, for the rest of us, is what makes this video so important to this story."

Frank Israel

In the other bankruptcy corruption cases, the money was all gone by the time anyone had evidence to prove the looting had occurred.

As a CPA, I find it absurd that this bankruptcy system has absolutely no accountability built into it. They simply name a trustee and give him or her all the power to loot for many years and tell the creditors and the debtors that it is in everyones best interests' to give up transparency and accountability so that the court can make this move quickly so the creditors get paid back.

You are probably assumming that I just have some sort of vendetta. Well I don't.

I just don't like it when someone says they are working in the best interests' of the creditors, but their actions show otherwise. Pretty simple right!

You promise to take care of my creditors, then your actions should support this. Don't you all feel deceived when someone says they are going to help you and then they kill you?

It goes a step further, they don't service their clients in an accountable fashion. When you listen to the audio, look to yourself and see what you see. What if you were the 200 exchangers that have NO VOICE?

What if you were the debtors who were looking for help to pay creditors back and instead got Kevin Padrick? This is a problem that is much much bigger than this little story here.

There are many United States Citizens who are suffering from the aftermath of these asset rich bankruptcies. That is the Bigger Issue.

For our Nation to ignore this we are lying to ourselves about the ability for our Government to protect our money and our rights. I think it is more focused on their inability to protect our money and our rights.

How many creditors have even been contacted by Obsidian or Kevin Padrick?

How much information have you been given on this case?

In The 1031 Tax Group, LLC bankruptcy case, the Trustee sends out newsletters and lots of other information to this bankruptcy estate's creditors...

See for yourself and go to
http://trustee1031taxgroup.com/

Why doesn't the Summit 1031 bankruptcy trustee have to do the same?

Why aren't they required to be this transparent?

Why are the creditors sitting out there with relatively NO INFORMATION?

In fact, this Summit Blog, www.Summit1031BkJustices.com has more information than any given by Kevin Padrick to date.

Then we have Andrew Moore of the Bend Bulletin writing very heavily weighted articles in Kevin Padrick's favor. Wonder why?

Andrew Moore points out loans being made (this information coming straight from Kevin Padrick). Andrew Moore doesn't write that these loans have been paid off....Oh and the estate got approx 800K from the sale of his highland house.

BUT THANKS Andrew Moore for mentioning the Summit 1031 Blog...117 pages were pulled on Valentine's day. Record for a Sunday!

In a letter by Neuman written either late August or early September 2009 posted at http://www.summit1031bkjustice.com/ — a Web site operated by Neuman's daughter, Stephanie Studebaker-DeYoung — Neuman wrote that “I'm truly sorry for the pain it has caused all of the exchangers. I can only sincerely hope and pray that the assets we provided and any other monies available will result in the exchangers being made whole.”

I have to give you credit Andrew Moore for ending the article with the TRUTH...

"Bend resident Jack Robson, a creditor who initially lost roughly $50,000, says he thinks the return would be greater if there weren't so many attorneys involved. But he's not upset with Summit, he said."

“At the end of day, some people have lost a good portion of their retirement, and that sucks, but there is no malice involved in my experience,” Robson said. “They made poor decisions, and certainly who would have thought this would have been a possible outcome?”"

A ton has happened since my last post which I will share with you now. However, I think we need to first pay attention to the timeline and sequence of events...

1/1/08 - Summit 1031 held approximately $100 Million in exchanger funds. Of this $100 Million, approximately $73 Million was in Cash and $27 Million was in the form of Short-Term loans to various LLC's holding real property.

These LLC's had many investors (106 to be exact). Andrew Moore from the Bend Bulletin repeately says they had 100 or so LLC's. Well you would think an investigative reporter would get the real numbers right? Can't blame poor Andrew, he is influenced by the power and money of Kevin Padrick, so he reports what Kevin Padrick wants the people to hear.

There were only 30 or so LLCs holding real property that Summit Principals had an interest in. The other LLC's they keep referring to were set up to do reverse exchanges.

The Summit Principals had ownership interest in these LLC's only as Qualified Intermediaries. Meaning these LLCs held exchanger properties only. A separate LLC is set up for each reverse exchange.

So we are really only talking about 30 LLC's. All these LLCs had multiple members. The LLC's were liable for the short-term loans from Inland and understood there were responsible for interest and payoffs. Many of the loans Andrew Moore Mentioned in his most recent reporting were all paid back with interest.

Why doesn't Mr. Andrew Moore report this? Well Kevin Padrick wants the public to think these monies went out and never came back in...then you will stay mad at the Summit Principals.

DID YOU KNOW KEVIN PADRICK WAS,
EFFECTIVELY, HIRED BY SUMMIT PRINCIPALS
PRIOR TO SUMMITS FILING
CHAPTER 11 BANKRUPTCY
ON 12/18/08?????

Around 12/7/08 - Kevin Padrick meets with Summit Principals - Well yes they did.

You see Kevin Padrick met with the Summit principals in early December 2008. By talking with the Summit Principals about this meeting, it looks like Kevin was more than willing to help them with their liquidity crisis.

Kevin Padrick said his company, Obsidian Finance Group, LLC, was the best at helping save distressed businesses like Summit Accommodators, Inc. Good news right?

Kevin Padrick said he had partners with DEEP POCKETS who would help fund the short-term liquidity issues. At this meeting, Summit Principals explained the business of short-term lending, told Kevin Padrick about the properties they were willing to hand over and about the $14 Million of cash that was in the Summit bank account. At no time during this meeting did Kevin Padrick even mention the words fraud, ponzi scheme, embezzlement, or illegal.

After this meeting with Kevin Padrick, the Summit Principals approached Summit 1031's bankrupcty attorneys, Sussman Shank, with the posibility of contracting with Obsidian Finance since they seem to be the best has helping distressed businesses.

Sussman Shank agreed that it would be a good idea to contract with Kevin Padrick and his company. However, the contract should be signed after a Chief Restructuring Officer is put into place (after they filed bankrupcty)

12/18/08 Summit 1031 filed for Chapter 11 bankruptcy - DIP "debtor in possession" reorganization. In this type of bankruptcy a Chief Restructuring Officer is named and he is the "acting boss" of the reorganization to payback the exchangers.

It wasn't until the bankruptcy was filed and Terry Vance was named CRO, that the official contract to hire Obsidian Finance Group, LLC was signed by Terry Vance and Kevin Padrick.

"Click Here to See Contract Between Obsidian Finance Group & Summit 1031"

The Summit Principals chose a Chapter 11 Bankruptcy because they thought this was they way their creditors would get paid back quickly according to their attorneys and according to the financial consultants at Obsidian Finance Group.

12/19/08 - end of December 2008 - Summit Principals gathered all the information and willingly gave it to there supposed saviors, Obsidian Finance Group. Ewan Rose, said thanks, we will get you our proposal within the week. No proposal was ever delivered.

Early February - Kevin Padrick makes a presentation to the Creditors' Committee. What? Thought they were supposed to be getting the proposal to the debtors NOT the creditors??? Jeez this stuff is so confusing.

2/11/09 - Summit 1031 Bankruptcy Hearing where Creditors' Committee is pushing to replace Terry Vance as CRO with Kevin Padrick as CRO. Lucky for Kevin Padrick, at this hearing Judge Randall Dunn 's idea to resolve the matter at hand is to appoint a liquidating trustee.

It wasn't until yesterday that I received the legal document from The 1031 Tax Group, LLC case that says, "The appointment of a chapter 11 trustee is an extraordinary measure". After going back and listening to the audio from this hearing, it seems to me that this appointment of a chapter 11 trustee was originally presented by Judge Randall Dunn.

DON'T Miss Clicking Here for the Audio - Click Here for Judge Randall Dunn Abruptly decides to Appoint a Trustee

Kevin Padrick has stated in his declaration under penalty and perjury that Doc 551 "8. Ms Studebaker-DeYoung has also posted on her website what appears to be an audio recording that she made during an official court hearing proceeding, in violation of Court local rules"

"Click here to find out directly from the US Clerks office that I did properly order this audio"

From Transcript:

"Judge Dunn - Let's talk about the joint motion of the debtor and the official committe of unsecured creditors to substitute Obsidian Finance Group LLC for Mr. Vance as Chief Restructuring Officer and I have a limited objection from the US Trustee, requesting some additional time to see if this is the proper road or whether I ought to be appointing a chapter 11 trustee and I have a middle ground suggestion for the parties consideration and we may not get there today...WHY DON'T WE APPOINT OBSIDIAN AS TRUSTEE????

Ms. Vivienne Popperl (attorney for US Trustee) - Sorry your honor but that is a decision for our office to make.

Judge Dunn - I understand that so I am throwing it out as something that you should consider.
Ms. Vivienne Popperl - We will certainly consider that, but at this time we're very concerned about who is really directing this case. At the moment it appears to be the professionals.

Judge Dunn - It doesn't appear that way, there's no question the professionals are directing this case. There's no one else in the driver's seat.

Ms. Vivienne Popperl - Which is why we need a trustee and that is why we request a little extra time to get a motion and appropriate memorandum before the Court and we certainly will consider Obsidian, but we will consider other canidates as well.

Judge Dunn - Well, well, that's fine, but I'm not sure I need additional memorandum. I think that needs to be discussed with debtor's counsel and Obsidian and the committee and see where we come out. I understand why you would move for appointment under section is it 1112, whatever section and I'll ??? with that. But I think the parties should talk and do what makes sense here, but certainly if the creditors' committee has evaluated Obsidian's work to date and their potential for future work...that's going to weigh strongly in the Courts consideration in terms of the interests' of creditors and I do agree that we need someone clearly in control of the ship of state?? that is functioning in effect as a trustee would so in the absence of further direction I really would like to see Obsidian named as chapter 11 trustee, but I leave that for the parties to argue out.

Ms. Vivienne Popperl - Well then would the Court entertain an oral motion directing the US Trustee to appoint a chapter 11 trustee or do we need to file a written motion?

Judge Dunn - Well I want to here from the parties and their respective positions on that, but I don't want to trample on the US Trustee's office perogatives either so if you would be offended by such an order based on an oral motion, I'm not going to do it, but I just am suggesting that it makes sense to consider it. Mr. Padrick's here...Is Obsidian oppossed to serving in the position officially as chapter 11 trustee.

Kevin Padrick - No Your Honor subject to the parties desires.

Judge Dunn - Right so that's something I want the parties to talk about and consider because frankly at least my review of the situation with respect to the case as to what's going on...having Obsidian functioning officially in the position of chapter 11 trustee solves a multitude of problems, but what do I know?"

Steve Hedburg (Lead Attorney at Perkins Coie and worked under Kevin Padrick at Miller Nash back in the day) - Steve Hedberg seems up to help out with the appointment of Obsdian no matter what other's concerns are due to the vote on the creditor's committee. This committee is only made up of about 5% of the creditors. Did the group of creditors understand the ramifications of converting to a liquidating trust? Steve Hedberg rambles on about how creditors are voting for Obsidian no matter what guidelines are followed Obsdian will be trustee.

I can't even spend the energy typing the rest of this now. BUT I did run into another interesting tidbit of discussion between Ms Vivienne Popperl and Judge Dunn...

Cont. Transcript...

"Ms Vivienne Popperl - Your Honor I’d just like to bring to the courts attention that the Court had been granted an oral motion. I want to make sure that the Court feels comfortable having done it with no notice because 1104(a) does say that a request of a party in interest or the United States trustee, and after notice and a hearing, the court shall appoint a trustee - WELL THAT DIDN'T HAPPEN NOW Did it?

They act as if they are following the procedures, but they willy nilly throw them out the door when they don't fit their agenda. Is this whate they mean by Highest Fiduciary Duty.

DON'T Miss Clicking Here for the Audio - Click Here for Judge Randall Dunn Abruptly decides to Appoint a Trustee

Here Ms. Vivienne Popperal is referring to Title 11 U.S.C US Bankrupcty Code Section 1014 (a)

§ 1104. Appointment of trustee or examiner

(a) At any time after the commencement of the case but before confirmation of a plan, on request of a party in interest or the United States trustee, and after notice and a hearing, the court shall order the appointment of a trustee—

(1) for cause, including fraud, dishonesty, incompetence, or gross mismanagement of the affairs of the debtor by current management, either before or after the commencement of the case, or similar cause, but not including the number of holders of securities of the debtor or the amount of assets or liabilities of the debtor; (didn't apply to Summit, unless they are talking about Sussman Shank and Obsidian Finance??)

(2) if such appointment is in the interests of creditors, any equity security holders, and other interests of the estate, without regard to the number of holders of securities of the debtor or the amount of assets or liabilities of the debtor; or (this is very arguable)

(3) if grounds exist to convert or dismiss the case under section 1112, but the court determines that the appointment of a trustee or an examiner is in the best interests of creditors and the estate. (doesn't look like it applies to Summit)

Please See Attached. It also says "The appointment of a chapter 11 trustee is an extraordinary measure" and the it "should be the exception, rather than the rule". "The decision to appoint a chapter 11 trustee is a factual determination entrusted to the discretion of the bankruptcy judge".

I bet the US Department of Justice knows
this proceeding did not follow the legal procedures.

After listening to this circle of players go on and on about replacing the Chief Restructuring Officer, Terry Vance, with Obsidian as Trustee. Seems everyone is in agreement right? Only Brian Steven's attorney, Foraker seems to be mind boggled by the happenstance of this hearing.

Who was representing the Debtor? Who was representing the 200 creditors?

They decided this in a matter of moments and they seemed to all really like the idea. Why follow any procedures? Who cares about who is doing the job? Who cares about anybody? Seems like they are havin a good time entertaining themselves with how do you get Obsidian in Control of the Estate and the Assets???? For my common sense brain this is So Confusing.

In Sharon Steel Corp "the standard gives the.... court discretion to appoint a trustee when doing so would serve the parties' and estate's interests". In Ionosphere Clubs, Inc. the standard for appointment of a trustee should be...... "facilitation of a reorganizatoin that will benefit both the creditors and the debtors".

Courts have considered several factors including "the benefits derived by the appointment of a trustee, balanced against the cost of appointment".

It seems to me this was a rather rash decision and it was happening no matter what happened at this hearing. What are your thoughts?

Did you think that was it??? No there is more...

As you can hear for yourselves, the Judge says we can have this presentation...

I worked out the schedule with Kevin Padrick & the Summit Principals to hold the Presentation at the Summit Bend Office at 10:00AM on 2/12/09. Kevin Padrick was an hour late to the presentation. There was much discussed about the bankruptcy proceedings during this hour of waiting amoungs some other fun chatter. I forgot I had the camera on the webcam for the duration of Kevin Padrick's tardiness.

There is no way I could have scripted the discussions and events that occurred. I like that it is an accurate representation of what what going on at that point in time and how there was a HUGE disconnect between what Terry Vance and the Summit Principals knew and what the Portland courtroom was basing motions and orders on.

Why weren't Terry Vance and Summit Principals able to have their own say about appointing a Chapter 11 Trustee. Susan Ford did not represent Terry Vance, she just spoke for him.

Also why is there not a conflict of interests for the Debtor's Attorney, Sussman Shank, to serve as counsel for the Liquidating Trustee, Kevin Padrick??? Seems a slight conflict, but what do I know.

The Hearing was on 02/11/09.
We had the presentation on 02/12/09.

The night of 2/11/09 I researched on the internet about this type of situation where I ran across the recording of court authorized meetings that were semi-public (Since Judge Dunn said all interested Parties would be interested in this presentation and from this, I believed I was able to come that it was a semi-public meeting. You can record a semi-public meeting if the camera equipment was not concealed. I did not conceal the camera equipment.

Kevin Padrick reported by so-called "illegal recording" to the Bend Police department in July 2009, just after he noticed it was on the Summit Blog. After some investigation and checking with my attorney we found out the investigation was going nowhere.

On January 5, 2010 I received notice that I was being charged with 2 misdemeanors of "illegal communication" related to the recording and the divulging of this recording.

Besides the fact that the investigation is stale, there are a few issues that seem fishy regarding why the DA incorrectly filed this claim.

A. The officer thought I told him, in July 2009, that I set up the recording computer in the "middle of the conference table". The officer apparantly next, thinks he found an inconsistency because he said it was readily apparrent that I set up the device on the "back counter behind the Summit Principals."

I think the officer erred twice here.

1. The device was facing Obsidian (the three people who are complaining (Kevin Padrick, Ewan Rose, & Ryan Norwood) - thus it was unconcealed, even by the officer's standard.

2. The officer did not follow me (comprehend me (understand the importance of what I was saying)) when he interviewed me 4 months after the recording, in that he did not correctly quote me where I told him how the computer was set up. My own package of evidence should have jogged his memory.

B. Padrick, Rose, and Norwood were the only individuals interviewed by the officer besides me.

It seems that an unbiased officer (or rather an officer that was not being harangued by some powerful attorneys) would have interviewed Terry Vance and the other people who saw where I set up the computer.

It looks like the first Deschutes County Deputy, likely contacted by Obsidian Finance, probably closed his investigation without criminal finding against me. Obsidian next pushed the Bend Police officer to follow up over 5 months after Padrick's initial complaint.

Next, the officer passed the buck (not a common practice) to the District Attorney's office without a citing or closing the case.

Next, because the District Attorney's office (who also probably initially declined the case) to follow up. In other words, in all likelihood, at every step of the process, Obsidian had to resurrect the case, that otherwise would have remained close, by pressing things.

Don't pass up clicking the links below
they tell the rest of the story.

Part 1
http://www.megavideo.com/?v=F6Y3A7FZ

Part 2
http://www.megavideo.com/?v=QN1DNBUL

Transcription

Part one:

Tim: The big thing is that you get the sound not so much the picture.

Stephanie: Ok, and so is it.

Brian: Is Kevin not coming here?

Tim: No, he’s coming here.

Stephanie: He’s just running late.

Tim: Ewan and Ryan are here already.

Stephanie: Here. Jan. Jan.

Stephanie gives the camera to Jan.

Brian: My attorney, two days ago, said it is a done deal. Obsidian is going to be - and start working on a relationship here. I was like; I mean what a change yesterday.

Tim: They made that change.

Mark: Well, I kind of got a little bit of the same thing…yah know. I just said, I am not in favor of these guys, I don’t trust them. I don’t trust them a bit. They are expensive as hell. They haven’t shown us one thing and he’s (Bankruptcy Attorney) kind of giving me the, “O.K, well I could say that”, yah know, “Are you sure you want me to say that?” (Mark to the attorney). You guys are screwing us anyway on everything, so whatever.

Stephanie: But the main thing is that the Judge can decide, right? So he (Judge Dunn) has the ear of the committee right now and the committee wants these guys (Obsidian), so unless there’s some good reason why…

Tim: Yeah, and we just need to be very objective in our analysis of it and...

Stephanie: Yes, we can’t be. Yah know…it’s just gotta be…here’s the deal and look at this in the business way of why it will not work or why it would work.

Mark: I think unless they got something…I don’t know what they could have.

Stephanie: But the $100,000 is considered a retainer that you guys paid so it’s not gone and it would go towards whatever or it would be refunded. I asked the Judge!

Brian: Well most of it’s gone.

Mark: Most of it’s gone.

Stephanie: Most of it’s gone already?

Mark: Yah, they’re going to get paid. They’ve already agreed.

Brian: It’s was like $60, probably like $80 now.

Tim: Oh, do you know that?

Brian: I heard them say $60 and after this hearing, this meeting here and you’ve got three guys here, yah know

Mark: Yah, that thing is not going away.

Jan: Well is it like anything else? Upfront they say what all this is going to cost so that at the end you’re not going, ok that’s the bill? Where is it that you can…?

Mark: They need to do a budget. How do you do it without a budget?

Jan: …say give us an estimate?

Stephanie: The thing is so...Vivienne is going to…I need to contact Vivienne with our concerns and what things we have today ASAP so that is our only focus – K?

Mark: Do you have Obsidian’s agreement? I meant to grab it…

Brian: I bet you I do?

Brian leaves the room

Tim: I have it. Just one copy of it, but.

Mark: That’s ok; I just need it for…

Stephanie walks around the table.

Tim: I mean this is all we have is kind of this outline…it’s very little detail.

Mark: No, no, no their…Oh, oh yah, yah…that’s what I want.

Jan: Brian’s got something he is holding...

Brian comes in

Stephanie: This has a camera on it. You need to leave this and tell them not to mind this. I already asked Terry and he said fine, bring it in.

Jan: OK

Mark: Is it really pointed in the right direction.

Jan: So this is taping now?

Stephanie: Yah, it’s taping now.

Brian to Tim: You know what I don’t like about this agreement…was just this one paragraph here about. That they are supposed to be engaged by the company and giving us…

Stephanie: Brian can you sit over there?

Brian: Do I get to be on TV that way?

Stephanie: No, do you want to be on TV?

Brian: No.

Jan: We want them to be on?

Stephanie: Yes.

Jan: Ok. Steph, do you want to sit here and I can sit?

Stephanie: No.

Mark: Make sure Lane sits there.

Brian Leaves

Jan: Tim’s very calming.

Stephanie: Yah, I know.

Tim. But yah know, when I am on the edge, when I flip over, I’m not pretty.

Laugh

Tim: Mark’s probably seen me a couple oft times, but yah know, I can go on a rant pretty easy.

Mark: I don’t mind it if it’s not directed at me. When it’s directed at me, I don’t really like it that much.

Laugh – Stephanie Leaves

Mark: This is the paragraph that concerns the hell out of me.

“It is not one of OFG’s right to be paid from the Summit Estate for all matters not directly related to the assets such as general services, tax related services, including claims mitigation and claims and distribution calculations.

Further, all services not directly related to the collection of the assets such as providing testimony, responding to subpoenas and other forms of discovery participating at the request of the advisory committee and any other groups and sub-groups of creditors in identification of third-party claims shall be OFG’s standard.”

Terry Vance Comes In

Mark: And my question is - What’s the budget there? You must have estimated what this is going to be.

Jan: Yeah get the number, what’s it gonna cost?

Mark: That could be a huge number, but I am still saying, just by landing this job at 15%, doing nothing but listing all this with realtors. If you say the cash proceeds are $10 Million, it’s almost $1 Million bucks for doing nothing. They don’t have to do anything. It’s already whatever it’s worth. It’s built in. Just for accepting the offers. Terry, if I’m in jail on August 14th, are you going to call and wish me a happy birthday?

Terry Laughs

Mark: You should.

Terry: Send you the proverbial cake?

Mark: Yah

Stephanie: So, do you think you could attend?

Terry: I can do anything I want

Stephanie: I want to know if you want to attend.

Terry: Well, it’s going to be interesting.

Stephanie: I think it would be beneficial if you attended.

Mark: I think it keeps it real honest.

Terry: That’s an impossibility!

Mark: Laugh, ok…

Terry: Maybe it will improve my perspective.

Jan: Do you think somebody needs to be writing anything?

Stephanie: I am. I’m typing.

Mark: I am too.

Terry: Do you got it on now?

Stephanie: Yah.

Terry: So you’re just recording it right?

Mark: You being here it just helps with accountability.

Jan: Enough people are here listening.

Mark: Is Kate (Brian’s daughter) coming? Did they invite Kate?

Kate Enters

Stephanie: She is trying to find me.

Kate: Oh, there you are.

Kate gives Stephanie Coffee

Stephanie: Thank you.

Jan Leaves

Terry: Who are we waiting for?

Tim: Kevin, I think?

Stephanie: Kevin. He said he was caught in Sunriver due to the snow.

Mark: Apparently, he is not very experienced in snow.

Stephanie: Or maybe...he might have been driving back this morning. I couldn’t tell.

Terry: He doesn’t drive, I don’t think.

Stephanie: He doesn’t?

Tim: He flies.

Terry: He flies.

Stephanie: Oh, maybe he was flying back this morning.

Mark: Maybe, there’s fog down there.

Tim: Quite often.

Mark: That could be. Seriously!

Stephanie: He said 10. Oh it’s 10.

Mark: Well you guys…do you just feel like nothing is true in life after Arod? Can’t trust anybody!
Jan Enters

Tim: Baseball, its.

Mark: Miguel Tahatta pleads guilty to lying about his teammate using steroids.

Tim: I think America’s pass time needs to become Lacrosse

Terry: Yep.

Tim: Much premier sport.

Terry: Yep.

Jan: And the Phelps thing just makes me so mad.

Tim: Baseball has effectively de-throned themselves as America’s pastime.

Terry: They sure as hell have, haven’t they? They’ve pretty well killed themselves.

Mark: But you know.

Terry: Any I thought Selig comments were really stupid.

Tim: I never thought him to be much of a leader.

Mark: Who Selig. Yah, he sure gets paid a lot of money for leaving an all star game in a tie.

Terry: No kidding.

Mark: You can’t do that. Yah, you know….I don’t know. You gotta just go we’re cleaning this up. You gotta take that error and just go we can’t count this error or anybody…

Terry: Who the hell cares? I mean realistically. How do you know Babe Ruth wasn’t on something rather than just the bottle?

Tim: Cigars and bottle.

Laugh

Terry: Exactly.

Tim: Because they didn’t have synthetic steroids then.

Mark: I don’t think I’d care if it didn’t make such a significant difference in their performance. I mean all of a sudden, these guys are hitting 70 or whatever home runs a year and stuff.

Jan: Laughs

Mark: You can take these guys and look at them and go Ok this isn’t right.

Terry: Who’s that character from the Denver, Broncos? Oh a Romanosky…Jesus…I mean he was one of the first, I think?

Tim: Was he?

Mark: I think all the Steelers were and they’re all dead. That’s what you get.

Brian and Stephanie Enter

Tim: Don’t leave the Raiders out of that discussion.

Mark: No, no.

Stephanie: He’s running another 10-15 minutes late.

Stephanie picks up the laptop and is working on it

Mark: You know what they are doing today…this is just mind boggling. The South Carolina detectives…they’ve arrested 8 people.

Jan to Stephanie: So this thing has a camera on it…oh yah…there we are.

Part Two

Stephanie sets camera up on back counter and situates it.

Mark to Stephanie: So you think…I mean Vivienne is a pain in the ass!

Stephanie: I think she’s OK. I mean she came and searched me out.

Mark: But, but Vivienne…whispering…

Stephanie: The only thing I am concerned about is that it is taking so much time already.

Mark: It’s taking so much time. I am going to put that back on Susan (Susan Ford of Sussman Shank). I mean it’s like you haven’t even set up a Conduit for us to transfer assets. In fact, you said no.

Terry: Well part of the reason for that was to make sure there was some stipulation or agreement by the creditors’ committee. That they weren’t just going to start attaching everything. That’s all part of the 105 Injunction.

Mark: So was there any talk yesterday about the whole Tennant thing.

Terry: That’s where the biggest problem is in terms of blocking this whole mess. As far as I’m concerned it came right out of the creditors’ committee, of which, Obsidian has been totally responding to the creditors’ committee.

Mark: Right.

Stephanie: Right, but the Judge seemed to say that unless you guys…basically the creditors’ committee convinced that Obsidian will do the job they say they are going to do and they’ve given them a presentation and they had a vote.

Mark: I talked to one of them…well I didn’t but that one (creditor – Rolland Andrews) – Scott (Scott Adams) said he was going “At that presentation they gave us some bull shit. They are expensive as hell. I don’t even understand what all these people want.” He’s on the creditors’ committee and he sees it.

Stephanie: So anyhow, we have to figure out a way to get this (whole mess) into the right hands if we can.

Jan: Seems like the person or the party who’s spent the most time actually hands on knows the most and should be…

Stephanie: And Susan did agree with…I said that Terry has a working knowledge. He’s been working there (Summit) day in and day out trying to find out what’s going on here.

Jan: I mean that’s a slam dunk. He knows more…

Stephanie: She (Susan Ford) reiterated the same thing and no one seemed to have a problem except this Tennant group because they can’t get what they want

Terry: Exactly.

Stephanie: So now they want to just appoint a Trustee so that they can just to get things going.
Terry: You know it would have been a long time ago if they would have just gotten out of the way.

Mark: How come no one brings this up at the hearings?

Terry: I don’t understand that.

Mark: Why do we have attorneys who sit there and can’t even bring it up as an issue?

Jan: It makes you feel like you should be present at all of this stuff if it’s in Portland.

Stephanie: Well that’s why I think…I don’t know…be there because when I went there the attorneys did bare minimum for you guys.

Tim: How long was the hearing, yesterday?

Stephanie: An hour and…

Terry: Did they even address the injunction?

Stephanie: K what’s what’s…No. I don’t think so.

Terry: The original reason for that meeting or the hearing yesterday was to rule on the injunction…

Tim: To extend it.

Terry: Well extend the TRO and figure out whether…

Stephanie: They did it. They did do an extension of the TRO. Then the talked…the only things that they had on there was that and whether to get you (Terry) out and Obsidian in.

Terry: Well I guess the extension was the TRO. I’m not sure of the injunction.

Mark: You know Bob (Bob Vanden Bos - Mark’s bankruptcy attorney) calls me up yesterday and says, “Well I need to know if you agree to extend the injunction or not. What do you want me to do?” Do I have a choice Bob? “Well if you say no, they’ll just do this and that.” Why are you wasting your time calling me and asking me anything?

Tim: He has to sign it.

Mark: I know it’s just a ridiculous conversation we’re having right now. I get tired of you asking me all this shit that I don’t have a choice on.

Stephanie: Well so anyhow he gave me something to sign that would give me power of attorney to do whatever

Tim: Who, Bob Vanden Bos?

Mark: Well I’m not sure that’s a good thing.

Laugh

Terry to Mark: You gave her power of attorney?

Tim: Now we have a whole different worry.

Laugh

Stephanie: He’s all – “Are you sure you want this job?” I said, well I don’t know.

Tim: I got a whole new worry now.

Stephanie: Whatever.

Mark: Yah at the next hearing we’ll have the Santa Rosa police there going “Let me tell you about this one.”

Stephanie: Hey, if I wouldn’t have gone there yesterday this would have gone through the Trustee (US Trustee) quick and you guys have no say.

Jan: And what’s it looking like to them when nobody is there to…I mean does it look like…well I guess they don’t care and their not.

Tim: Why can’t we get better advice from our attorneys?

Jan: It’s frustrating that way.

Mark: I mean we pay them a lot of money and…

Stephanie: When Bob called me back after I told him why I need to be there (at the hearing) and he said “OK” and he got off the phone and he talked to Summit’s bankruptcy attorneys and they said “It wouldn’t be a good idea she comes…they are going to choose Obsidian anyway. There’s just no way.” I said you know I have been told…

Mark: Susan is such a…she can be pushed around.

Stephanie: It was the guy attorney.

Tim: Oh, Tom (Tom Stilley)

Mark: Tom

Stephanie: I said - Ok I have been told several times by attorneys what will and will not happen and I don’t believe that they always know and so I am going to go down there and
I want to at least be there present so that if there is a chance and something happens, great, but if nothing happens then I don’t lose anything.

Jan: You have to try.

Mark: I think there is a pattern of what they tell you is going to take place…they’re wrong every time so why do we…

Tim: They’re guessing and they control things in a controlling environment.

Stephanie: My experience is with attorneys is they always tell you what is bad that is going to happen and sometimes it does and sometimes it doesn’t.

Terry: Do you have considerable experience?

Mark: Yah, there you go Terry. Good question.

Stephanie: That’s why I’m not scared to go over there.

Tim: Terry, don’t go there.

Laugh

Mark: You don’t want it to get dark.

Laugh

Tim: You know I did this stuff with the trucking company that filed bankruptcy, we used Barry at Sussman Shank and he said, “I understand there wasn’t a criminal aspect and I understand there wasn’t the amount of money”

Mark: Well let’s bring Barry back.

Tim: He said “You go and you explain openly to everybody where you’re at and what you’re trying to do and that you’re doing the best that you can. If anyone has questions for your attorney, have them call me.” I think my retainer for their services was $5,000 and he gave me $250 back when it was all done. Granted it wasn’t the scope of all this, but it’s…what diffused a lot of people was me saying look I’m not running away, I’m doing everything I can to take care of this problem and you know you can fight it but al it’s going to do is throw us in bankruptcy. Well, of course, we are already in bankruptcy but it seems to me like that face and saying…

Mark: Nobody knows that we’re not running away.

Terry: And because the Judge quoted directly from my affidavit at the previous hearing regarding…then and he asked both the creditors’ committee and Susan and Tom, “Why the hell we can’t get something done. It says right here…Mr. Vance said right here that the debtor…all of the principals are cooperating to the best of their ability and they’re willing to make every effort.”

Stephanie: And they reiterated that yesterday too.

Mark: But that’s who they aught to be asking…Susan…because I just don’t believe she takes charge of this. She gets moved around by everybody and I even saw it that day with Vivienne where she just buckles.

Stephanie: She did do an OK job presenting and she validated the points I had brought up as far as you (Terry) and the work you’ve done. She reiterated it with the Judge. She kind of supported me up there when I wasn’t yah know but…I don’t know. I don’t know what their job is exactly to do.

Mark: Their job is just to get paid.

Tim: I think that’s another reason why we have to be there, if not for ourselves, it also holds her accountable, but it also gives her something to support instead of just going with whatever direction things seem to be going.

Mark: I think you’re right. I think it holds her accountable while we’re there.

Stephanie: And the Judge seemed to want to get this resolved quickly. Like sooner than this date..they set a court date for the 20th…Umm…

Mark: It’s the end of the extension of the TRO.

Stephanie: Right, but he wants to figure out the trustee deal prior to that except for Wednesday.

Terry: Except for Wednesday?

Stephanie: He’s gone Wednesday or something.

Mark: You know one of my biggest fears is that…like in these LLC’s…that all of our partners who are innocent parties to this whole thing just get run over. That’s just a huge concern to me.

Terry: Run over by?

Mark: By whoever the Trustee is…they just go into these LLC’s and they want you to just sign your rights over and then we get control and we do whatever we want. I just want someone with the best results…

Terry: Well isn’t that defined in the operating agreement, though?

Stephanie: It is.

Mark: Well yah but my attorney is going…well no you know there’s operating agreements…I pointed out…

Stephanie: But their going to get in default.

Mark: I pointed out that like on Smith Brothers…if I assign it, I don’t have any ownership. I want to ask Kevin specifically about Smith Brothers…I’m going to ask him about Century Drive Mobile Home Park…If he knows that if we assign our interests’ that it immediately puts them in default.

Stephanie: I asked him about that and he kind of pushed it aside, but said that “There are ways to deal with that.” So I want to know exactly what ways you say there are to deal with that because he says, “The seller doesn’t always get the property.” How do they not when you’re in default?

Mark: When I look at Century Drive Mobile Home Park…it’s like ok…put it on the market…can we get anything for it? Why are you putting it at risk if we’re cooperating…just leave it where it’s at…let’s see if we can sell it for an amount to get some money to the creditors.

Tim: And preserves the interests’ of our partners.

Mark: Right, right.

Kevin Enters

Kevin: Hi gentleman and ladies.

Stephanie: Hi. Come on in. Those are your seats. I will get the rest of the men. Ran into ice and fog?

Kevin: Yes.

Stephanie: That’s always a challenge.

Kevin: I had to get the plane out of Aurora. Umm. Ok so who are we meeting with?

Tim: Well I think the four principals will be here and this is Jan Neuman, Mark’s wife.

Jan: Mark’s wife.

Kevin: OK.

Tim: And then Stephanie Studebaker, Mark’s daughter, who was at the hearing yesterday and spoke on our behalf I guess.

Kevin: K.

Long Pause

Kevin: Terry do you have a minute?

Terry: Yep!

Kevin Exits with Terry

Long Pause- Stephanie Enters

Stephanie: Brian’s missing in action. (Laugh) I don’t know where he is.

Tim: He needs to come in and this meeting needs to get started.

Mark: He’s hard to track.

Jan: He was just in his office with Kate just a minute ago.

Stephanie Exits

Mark: He was lost in an airport for over two hours.

Ewan: You know one of our, both of our principals have the same issues.

Ryan: They are not the easiest guys to find.

Mark: That’s one of my best stories. I gave up looking for him so I went to the bathroom. All of a sudden I heard a cell phone ring and he answers it in the stall next to me.

Laugh

Long Wait and Chatter

Stephanie, Kevin, and Terry Enter

Stephanie: So we have to organize the meeting…in order to have Terry here right now we have to organize this meeting into two parts…One part is an interview…

Stephanie: And we can have Terry here in on that…

Kevin: No, No…for neither or those parts. I just got done saying that…for neither of those parts. If you want to ask questions about what we’re doing in the case, I’m happy to have that with everybody.

Stephanie: Ok. That’s what we’re doing first.

Kevin: If you have a question about that, but if you want to do an interview or have a presentation. I want to do that separately.

Stephanie: Ok. So that part we’ll do second. The first will be whatever you just said we could do with Terry.

Kevin: If you have questions about what we’re doing in the case, I’m happy to answer them.

Stephanie closes door

Stephanie: Ok, who wants to start with questions about the case?

Posted by
Stephanie DeYoung
Bankruptcy Whistleblower
Investigative Blogger

Montana Real Estate - Home on Acreage - Ready for Horses

2010-02-19T18:39:00.006-08:00

Horse Property for Sale near Lake Koocanusa

Eureka Montana Real Estate

2 1/2 story Eureka Montana Farmhouse
on +/- 14.35 usable fenced acres

Montana Real Estate

2,976 square feet, 4 bedrooms, 2 1/2 baths
House for Sale in Rural Eureka, Montana.

For More Information on this
Montana Real Estate for Sale
Email Crystal L. Cox - Broker Owner
Ten Lakes Realty
Crystal@CrystalCox.com

or Call
406-882-4177

www.MontanaHorseProperty.com

Eureka Montana Real Estate - Ten Lakes Realty - Crystal L. Cox - Broker Owner

2010-01-17T02:09:00.001-08:00

Eureka Montana Real Estate Broker
eureka montana property for sale

Eureka Montana Real Estate
Marketing and Search
Eureka Montana Ten Lakes Realty
is Number One in Northwest Montana Internet Marketing.
We Provide Eureka Montana Real Estate Marketing.

Eureka Montana Real Estate
Crystal L. Cox
Eureka Montana Real Estate
Ten Lakes Realty
Broker Owner
Eureka Montana Real Estate

Crystal@CrystalCox.com
eureka mt real estate
406-882-4177
Eureka Montana Real Estate

Melinda Gopher - An Open Letter to President Obama from Hill 57 Montana to the White House

2009-12-11T18:22:00.001-08:00

"As the second youngest of eight children of an Ojibwe family, I grew up on Hill 57, outside of Great Falls, Montana. I lived in a two room house, more like a shack. It was put together with scrap lumber, Hill 57 was a collection of such ramshackle homes strung together with dirt roads. The bitter Montana winds feel merciless when you are a child living in these conditions. Still, our home was warmed by a wood stove.

Hill 57 existed due to federal denial of a trust obligation owed the Ojibwe people; we were allies of George Washington's forces. We were and still are; proud people. Hill 57 epitomized Indian poverty in America. Hill 57 was rivaled only by the Pine Ridge Indian Reservation; a contest with no winner.

Our historic alliance with the French paved the way for the assertion of American independence. As our tribe lost more and more lands, with each successive treaty, our people were pushed deeper into land dispossession, deeper into an inescapable poverty. If the Ojibwe are a tribe on the winning side of a revolution; I cannot imagine losing. I can only envision that would entail total extermination. This is an ugly and undeniable skeleton in the American closet.

The historic Migisew clan of the mighty Ojibwe tribe were reduced to a small square of land; less than a half mile total. Eventually the county tax collector got that too; as the federal government provided no trust oversight. This defined my existence growing up. It took me a lifetime of effort to understand and study the origins of the Ojibwe-French-Colonial relationship in the context of Revolution. America has never been a nation of fairness.

Our democratic ideals are just that--empty ideals. The course of history has proven the American system to be grossly out of sync with the lofty ideals of liberty, freedom--and the principal of equality. This is not to diminish the worthiness of these ideals; indeed, we must strive for our perfection now more than ever. We as a nation are now forced to look at our collective face in the mirror. It is not a pretty site.

We are at an arc in time, whose arrival is unprecedented and pregnant with incredible timing; this momentous point in our collective existence screams "teaching moment." This arc finds American society reaching the ideological, economic, and spiritual limits of our dysfunctional democracy. We can see the situation unfolding in Afghanistan after eight long years--the waste of throwing more human lives into this abyss makes our hypocrisy inescapable.

Draping the Obama change mantle over this protracted conflict does not make a troop increase acceptable, ethical or moral. Some of us have not forgotten, this war was never a legal war in the sense of engaging a state actor who engaged in an act of war against us.

The difference between a terrorist act and an act of war is not nuanced and subject to interpretation. Foundational principles of international law were thrown out the window by then-President Bush, and it is these laws that govern the global community. We are a pariah, it is as true then as it is now. As a woman candidate for the U.S. House, I am proud to carry Jeannette Rankin's tradition of pacifism. This is rooted in my upbringing.

In a sense, those of us who embraced the Obama change mantra have had a bruising coming of age this past year. It is clear the hopeful campaigner has fallen short of his change message. We need to look at the reasons why, so that we can course correct. It was hard to attack a message of hope, indeed my own campaign is premised on the hope message.

There is nothing wrong with hope, in fact, sometimes that is all we have. It is wrong to abandon hope, to curtail change that is within our grasp, largely due to our own internal conflict, fear, and unwillingness to evolve. This describes the Democrats in Congress. I dare say, Congressional Democrats are still stuck in the Bush era group think of the fear-mongering past. Bold actions are needed now, self doubt is not a luxury we have. We all know action to fix the economy is needed now. Jobs are needed now. People are homeless and hungry right now.

Roughly half a year has been consumed on the health care debate, this is a time waster of poorly thought out priorities in the face of unprecedented job losses. This is a mismanaged effort--because of the manner in which the Senate Finance Committee and its Chairman Baucus--have mishandled this legislation. American families awaken every day and look at their credit card debt, dwindling resources, foreclosure, homelessness, joblessness and hunger. This IS the fierce urgency of now.

Campaign for America's Future blogged about the dim prospects surrounding the jobs summit, and the apparent unwillingness of your White House to expand the stimulus. If your administration has another strategy, such as supporting the Dorgan-Durbin jobs bill--please by all means clue us in. The American people need to know now.

Doing nothing is not an option. Hosting a jobs summit, while leaking the White House's limited efforts, and announcing an Afghanistan troop increase in the same week is poor planning, it reflects the hope train has flown off the tracks. I am worried. Here in Missoula, I have never seen people living out of their old RVs, pitching tents out of sight in the trees along the Clark Fork River, to the extent as I have this year. It is not uncommon to see bedding stashed off beside this city's busy walking trails.

Winter is here, along the bottoms of Waterworks Hill hiking trail, just off I-90, the homeless pitched their tents in the trees earlier this fall. On a recent hike, I glanced to see them sleeping on the ground in sleeping bags, huddled against the brisk evening air of Montana. People are living in their vans and cars in Missoula, Montana. This city has an unprecedented number of homeless children in the school district. One recent day, my family member wandered into a local church to find out this church's pews overflow at night.

People have nowhere else to sleep; a good number of these homeless are Iraq and Afghanistan war veterans. It makes no difference to them that our ranking Senator is Chairman of the powerful Senate Finance Committee, and our junior Senator is on the Senate Committee on Veteran Affairs. Their stature has not provided this city and other cities in Montana, with the means to address growing homelessness, poverty, and despair. This is America of 2009. America: 2009 is your Hill 57. Please, Mr. President--you must do more right now."
melinda gopher
Melinda Gopher
www.MelindaGopher.com
montana homeless
Source of Post:
r
http://www.melindagopher.com/2009/12/open-letter-to-pres-obama-from-hill-57.html
r

McKay Family vs The Wilderness Club. The Montana Courts Dish Out another attack on Civil Rights, Privacy Violations and Stand with Big Money and Clout

2009-12-10T17:11:00.001-08:00

a Bit the Latest Court Ruling Against the McKay Family and for the Multi-Million Dollar Big Bully Resort the Ruined their Life, Ruined their Equity and more...
r
Remember in 2006 when we talked about the Horrible Harassment's of the Wilderness Club Resort against one Family in Eureka Montana who had lived here long - long before the Wilderness Club decided to make Eureka Montana their home. This family created a life, they had a peaceful home, a couple horse, was quietly raising their kids and had worked for decades to create a life.

Along comes the Wilderness Club Resort, the Norcal Group, Nick Faldo, and a Local Realtor who owned a large chunk of land and Lodge with investors out of Japan. Money started flowing, trees started falling, and HUGE amounts of water started flowing. With these Rich Golf Greens, and Amazing amount of Groundwater usage came the need for Fertilizer, for Lawn Mowers, for lots of Commercial Equipment to keep this look up in order to attract the Elite, the Big Names in Golf, the Oil Money, the Actors and all who were a being seduced to by land for $750,000 an acre in the Wilderness Club Resort.

So there was a need for a Large Commercial Building and it needed to be far away so that the Residence of the Wilderness Club Resort in Eureka Montana would not have to see the Building, Smell the HUGE amount of Fertilizer or be exposed to the Intense Noise and Lights of it all. So the Wilderness Club Resort chose to put this HUGE building to the back of the resort on a parcel of land that was just outside of the Wilderness Club Resort Development. This land bordered the resort but was in the Koocanusa Estates Subdivision.

This land was in a subdivision with restrictive covenant, covenants in which the landowners had obeyed even to the loss of their own business and to their hardship, still they obeyed the covenants for a VERY long time. Then this above the Law - Big Bully Resort pushes their way in, builds what they want, violates the covenants and no one can do anything. Koocanusa Estates landowners had meetings about it, they complained about it and no one cared.

This obnoxious, toxic building that violated the covenants was placed right next to one family the McKay family that had lived in the subdivision and had made a life there, it ruined their way of life forever and began an all out war that took more then money.

The McKay Family Spoke up right away, reached out for help right away and well they got very little support and certainly no justice. In the beginning the Wilderness Club was told to STOP construction, a judge ordered them to STOP all construction, and well they violated this and once again were above the law. They kept building almost as if they knew nothing would ever be done, they would never be held accountable, and they would never have to remove the building.

In the Beginning, Koocanusa Estate owners asked many questions of water, well issues and were constantly reassured by the Wilderness Club owners, and people who spoke for them. In the summer of 2006 people were already experience rocks coming up in the wells and other water issues. They were promised that if their wells went dry that the Wilderness Club Resort would drill them a new one. One Contractor told me that the state data for the Wilderness Club Subdivision came from a different aquifer then the one the resort is using.

There is definitely alot of water used to keep that property green year round for a very few people. And this DOES affect the neighborhood, many have lost water pressure and this is a real threat to water issues in that area. Not to mention the HUGE amount of fertilizer going into the Lake Koocanusa ground shed.

The Residence complained about the noise, the Covenant violations and none were heard.

Now Magnify the intens Light 24 hours Issue, the Fertilizer Toxins - Fumes and Poisons - the Noise - the Dust - and the Covenant Violations and bring it right up to your bedroom window, bring it right on in to your horses barn, see those HUGE lights in your horses eyes all night, watch your dogs suffer from being shot, your home broke into and the fight of your life all because you wanted Big Money to have to follow the same Laws, the Same Covenants, the Same Civil Rights that you adhere to. You speak up for your rights as your life has become a toxic living hell, a constant fight and your life is changed forever, you have not the money to move and you have to suffer through all this.

Once you Speak up the War is on bigger then you could have imagined as the workers, the guards, the Resort - all launch a constant harassment attack on you, your family, your dogs, your horses and all because you asked for dignity and respect and you asked the Big Money obey the Same Laws and Decent Respect that you yourself obey.

Meanwhile your land is stripped of trees and an Easement out of no where is forced on you, and the Realtor involved with your Original Sale, is the one giving the orders to not only cut down your trees but to take them, and the revenue along with it. Your life lay in ruins, you stand up and fight and you get the Montana Court System Smack down.

You Finally get a jury trial and over a million dollars awarded in punitive, then a local judge overturns the Million dollars, and leaves intact the value of your house at the time of $350,000, the Wilderness Club attorney VERY - VERY connected to the Realtor who is really behind all this damage done to you, well they vow to get this overturned and well, a year later they do in the Montana Supreme Court. Your rights violated and no one cares.

Most Montanans have given up on getting justice, giving up on the Truth meaning anything and the violation of property rights, well I get emails on that issue all the time. You simply have no rights. You have to do what the Money and Politics of your area says you will do. There is nothing you can do about it in the Reality of Real Estate.

The McKay family complained and fought for their right as soon as possible, yet media outlets and court writings seem to say they let this go on and said nothing, therefore they have no rights.. and this is Simply Not True.

Remember when this ion Dollar Dollar judgement by Jury trial was overturned? I mean as I said then why waste the tax payers money on a Jury Trial if a Judge can overturn it. Why not let the Judge make the Decision in the First Place?

Laws Simply Cannot Be Enforced. One tends to give up completely on even trying, however, that should not stop the compassion for standing up for the McKay Family who have taken this disgraceful abuse by the Hands of Nick Faldo, the Wilderness Club LLC and all involved with letting this happen or standing by and doing nothing.

Those Who Know me know that Blogging about the McKays Harassment, Bullying, Civil Rights Violations, Real Estate Rights Taken and quality of life was my first real blog topic when it comes to Eureka Montana.

You see at that time in 2006 I had just really began Internet Marketing. And all the local hype was about the Wilderness Club and how great they were. Being a Real Estate Broker Owner I Began to Market local golf property on my sites, www.WildernessClubSubdivision.com was one of those sites. I had Positive information on the site about the Wilderness Club, talking about the resort, about press releases and well it was ALL positive.

However, because I came up higher in the Search Engines then they did, and without embracing that by emailing me and saying great job here is more information on us or anything at all from them to contact me in a friendly manner, they simply sent me a Cease and Desist letter stop talking about them.

My words were positive even though at the time I was hearing alot of negative stories, and so their attack on me for my Positive Site, well with that I decided to go ahead and write about the issues that people were telling me about. And a week or so later I got calls and emails from the residence in the Koocanusa Estates Community telling me of their concerns with the Wilderness Club.

I went and visited the site, took photos, and talked with many residence, this Story is very real, it has been going on for years and another case of Montana Locals having no rights over the Bullying of Realtors - their Clout or the Big Money of Resorts that move into Montana Communities and violate property rights.

The Story changes over time as these things go, however at the time many neighbors emailed me and many felt violated. The dust, the noise the harassment was unbearable for many in the Koocanusa Estates Subdivision. The building of the Wilderness Club Resort disturbed the quality of life of many, especially the McKay family who who were constantly harassed deliberate harassing lights pointed at their home 24 hours a day, 24 hour noise from HUGE generators, truck noise right next to their home oftentimes exaggerated as the war between the Wilderness Club and those Demanding their Right, their Quality of Life and the Civil rights... were harassed to unspeakable levels.

The Wilderness Club caved in the McKays Property by coming right up to the boundary and beyond the flagging, this caved in roads they used on their property and it caved in their horse area and the way they drove to take them hay. This was VERY bad, I have some photos I may share later.

In the Montana Court System at every level, the Wilderness Club continues to win as did WR Grace, however that does not change the the Truth, that Does not change the facts of what has happened. And I want you Know the Truth, just because theMcKays lost in the Court System does not mean that they are not telling the Truth, the whole truth and nothing but, because they are. The Truth is the Truth regardless of the Million Dollar Court system smack down. The people affected by this are real, the neighborhood suffering is real. And the Wilderness Club is above the law.

Tungsten Holdings violates Property Rights of Land Owners all the time, they use the Montana Court system to do it, they get your land cheap and force easements through other peoples properties. I get stories often of how Tungsten Holdings harasses and takes advantages of people, they could not do this if there was Consumer Protection in Real Estate or if the Montana Court System better protected the Rights of Land owner.

Since the Wilderness Club harassing the McKay Family, Stealing Trees, Violating their Property Rights.. well I have seen the inside of other lawsuits within the real estate courts and so with this there really was no doubt that the McKays would lose, the attorneys all know each other and the court system is all inner connected, the Realtors Clout and the Relationship between the attorneys and the Realtors is VERY anti-consumer and bad for real estate, add that to local political clout and fiduciary interest in the property the Wilderness Club is on and long term "in money" and you have the perfect storm to keep smacking down folks like the McKay Family. Nothing you can do, however, you do deserve to know the real story of all this.

The law and the truth is not a factor in these cases, it is Opinion and who you know. And when you have a Realtor that is connected to everyone in the County, as well as a Top Name in Golf, and lots of money - well the Truth - Who Cares about That. The Realtor involved in this did request the removal of the trees, did lie to the landowners, and did tell them there was nothing they could do about it. You see the Realtor is a Name, he has money, clout, land and the works so who would believe the McKays. They just don't talk the part, they don't dress the part and well for some that means they don't have any rights they don't matter and will not be protected. I got their story heard years ago and will continue to tell you new developments as you have a right to know what is really going on.

The Wilderness Club, including Nick Faldo claimed that they did not know about the issues, the slash pile, the trees being cut.. at the time all of this was happening and well soon after this all came up, their was a photo of them in their own media that showed Nick and Barry standing near the Slash Pile in front of the McKays House.

After the WR Grace Trial, What I have Witnessed with Real Estate Rights in Montana Real Estate Lawsuits, and all I have seen over the last 3 years it is No Real Surprise that the Montana Supreme Court overturned the last of the McKay Settlement. You have no Real Estate Right, Property Rights in Montana. I mean look at the times now with 40 to 60 percent loss in home values, short sales and foreclosures everywhere and property assessment and thereby property taxes going up. The State of Montana has no interest in your Property Rights, read the lawsuits, look at the violations your being Served up.

And most of the Real Estate Cases that are this bad, well you never see them because the E and O insurance of the "Realtors" and the Corruption - Payoffs - Affiliations among real estate attorneys forces the Real Estate Victims to settle after years of fighting and then makes them sign paperwork that they will not talk about all this, so the Real Estate Consumer, the Taxpayers out there, well you don't know what is really going on because the story never gets told.

So the Moxy of the McKay family is Exposing the Corruption and Injustice in the Montana Court System that is Stripping You all of your Property Rights, your Civil Rights is something to be commended. I am proud of the McKay family for Standing against this tyranny and being bold enough to go to court after court after they keep getting lied to, lied about, shut down, and put in their place and on top of all that they Lose !!! again and again.

In cases such as these, the justice system basically asks of you just sit down and shut up, and when you do then other victims to be and victims past, well they are silenced right along with you. Tell the Truth folks, Don't Let the Lies Win.

There is nothing you can do about it. Odds are you won't win, that is just the constant war against the real estate consumer, you have no rights. Really, companies Like Tungsten Holdings can bully you, force easements and the courts protect them. Big Resorts come in and ruin the quality of life of residence that lived in the area for decades and NOTHING can be done.

However, telling the Story helps those suffering in silence, the real estate victims out there not being heard, being smacked down and having no one in their corner.

These real estate wars, and lawsuits ruin lives, and when your in the right, have all the proof and get constantly betrayed, lied about, and made to look as a fool - well this takes your health, your home, your mind, your family, your marriage and causes unthinkable damage.

The Wilderness Club even has New Founders, new Owners right? I mean the websites used to talk about Norcal Group, Faldo Design, Schmidt-Curley Design and the other players on my Original Site www.WildernessClubSubdivision.com . And now theWildernessClub.com site claims that the owners and founders are Susan and Jim Banister, guess I just missed their name back then. Have they been there all along, did they condone this ruining of the lives of this innocent Family. Did Susan and Jim Banister even know the True Story or did they buy the lies told to them. Does Susan Banister and Jim Banister care about what has been endured by this family at the hands of the Wilderness Club and the Realtor who ran them over? Is there no sense of decency or morals at the Wilderness Club Montana?

So many rumors have circulated around this case one is of the issue of the Connection between the judge and the attorney. Probably not true, however, is it time for the McKay family to get a new attorney? I mean back then it was said that the Attorney had her home threatened by and she herself was noted as not denying the stories of possibly threats from the Wilderness Club.

Since this time also there have been lawsuits with Tree Companies in Idaho, and controversy of Illegal Immigrants and other issues with the Wilderness Club Resort, still above the Law. They think that people would love to live in a place that has done this to people. A lovely vacation in beautiful Northwest Montana at the Expense of How Many.

What do they say when clients or buyers ask about all this, do they say I am lying, the McKays are just trying to get money, all the other victims are lying? I mean how does the Wilderness Club Montana justify the Injustice, the Cruelty they have dished for years onto this family?

Well I am writing on this Now again, because the Last of the Montana McKay - Supreme Court Smackdown hit the Courts Last Week as the McKay family lost the last of it.

http://www.missoulian.com/news/local/article_039dc492-df84-11de-adfb-001cc4c002e0.html

The McKay family is reported as to plan to keep going on this fight for justice, though so far they have been stopped at every important juncture.

Now it seems the courts are saying the Wilderness Club had an easement, well the easement they claim is something to really be examined, and in that note when you look at google earth and some of the old roads that show up there it makes you wonder why doesn't the public have a right to drive through that property in many locations, why is there one easement forced, trees stolen, privacy lost and this is all legal and just yet all the other roads in that area .. well they just don't exist.

It is all about deals in back alleys, big money - the Total Lack of Concern or Integrity by the Wilderness Club Resort in Eureka Montana and the undeniable fact that Property Owners have NO Rights, no matter how much proof they have - Affiliations, Insurance, Big Companies, Realtors, Politics - that is what matters. .. You Lose !!!
w
What is Right is Right
and What is Wrong is Wrong.
r
The Wilderness Club Montana Resort in Eureka Montana is on the Wrong Side of the Moral Compass on this One and No One Seems to Care or really be able to do anything. There is no accountability in site and a Win after a Win in the Montana Courts.
r
Our News by the People for the People News Network,
our Truth Telling Internet News Sites, Our Montana
News Network, Our Real Estate Whistleblower Network
and All who Do Support What We Do....
r
Well We Stand by the Truth and We Stand Behind the McKay Family Forever. The McKay family is telling the Truth, it did happen just they way they say and just because you do not believe it or the courts knock it down does not mean that it is not True.
r
Bless You Craig McKay and Lisa McKay.
Bless all of you terrorized by the Wilderness Club Resort in Eureka Montana.
r
Shame on the Wilderness Club Montana and all who participated in the Ruining of the Life the McKay Family Once Had.

r
Crystal L. Cox
EurekaMontanaNews.com
montana real estate
Nick Faldo News
Montana Wilderness Club Golf Resorty

Eureka Montana Real Estate - Montana Horse Property for Sale

2009-11-29T19:32:00.000-08:00

eureka real estate

www.NorthwestMontanaRanch.com

montana real estate

Eureka Montana Horse Property for Sale

2009-11-29T17:54:00.000-08:00

r montana real estate
Eureka Montana Horse Property for Sale
www.NorthwestMontanaRanch.com
r
For More Information Email Below
r
DianejKaechele@yahoo.com

Road to the Good Life ~ Good Life Business Opportunity

2009-07-24T18:27:00.000-07:00

Referral Marketing the Easy Way!

15/45 Pay Plan
.
Because Good Life offers great prices on premium, high-content products, your customers can easily recognize the exceptional value our products provide. When product users experience noticeable results quickly, they choose to be your customers for life!
Take a few minutes and Watch this Video

Can you appreciate what a terrific advantage
you have in being a distributor for a company that makes it easy
to obtain and keep retail customers?
.
The potential is that without recruiting a single distributor you can make excellent, residual income in network marketing with
Good Life International!

If you like what you see so far...
Watch the Good Life Pay Plan Video (16 min.)

Join

Leslie Turner's Road to the Good Life

#487272

Independent Distributor

406-882-4177

Ask me about the Business Opportinity

Good Life International, LLC

http://www.heart.4tgl.com/

http://www.heart.hairofdog.com/

To send me an Email click here

Have You or anyone You Know been affected by the Summit 1031 Exchange Bankruptcy?

2009-07-23T09:49:00.000-07:00

If so it is Time for You To be in the Loop
On What is Really Going on
With YOUR Money.

Find Out More about What is Really happening
with your Money at the Following Websites.
r
Everyday YOU ARE losing Hundreds of Thousands of Dollars.
h
h
www.ObsidianFinanceSucks.com
h
www.Summit1031BKjustice.com

There is way more to the Summit 1031 Bankruptcy
then the Media will Have you Believe.

Kevin Padrick of Obsidian Finance is Trying to Have Does Kevin Padrick Own the Oregon Police.....Kevin Padrick wants Stephanie DeYoung Arrested for...

2009-07-20T23:45:00.000-07:00

Kevin Padrick of Obsidian Finance is Trying to Have Does Kevin Padrick Own the Oregon Police.....Kevin Padrick wants Stephanie DeYoung Arrested for Industry Whistleblowing.

Does Oregon have a Criminal Code? Is Kevin Padrick following the Criminal Code? Can Kevin Padrick MAKE the police take "Evidence" from Stephanie Studebaker DeYoung.

Do Whistleblower Laws protect these videos? How can a local cop take them... Well I guess Kevin Padrick ZILLIONAIRE owns the Oregon Police.

Folks, you had Better Wake Up.. if you are a Victim of the 1031 Summit Exchange Bankruptcy it is past time for OUTRAGE.. Kevin Padrick of Obsidian Finance has BIG MONEY and he can even tell the local Oregon Police what to do.

Stephanie Studebaker DeYoung has made a Stand for the Folks hurt and being lied to in Regard to the Summit 1031 Exchange bankruptcy, She taped a meeting - She was allowed into the meeting and She is an Industry Whistleblower. YOU have rights to know what was said and what is being done to you to deliberately CHEAT you out of MILLIONS OF DOLLARS.

Does Kevin Padrick of Obsidian Finance Own the Oregon Justice System? These Videos need to be seen and they affect more then JUST Oregon Investors.

Do local POLICE have a right to take these videos from Stephanie Studebaker DeYoung? I don't think they do but they sure act like they do and they are GOING TO DO IT...

How far will Kevin Padrick REALLY go to Silence the TRUTH and to KEEP you, the Exchangers from Seeing ANY of your MONEY?

If your interested in the TRUTH - you had better Download these videos NOW on your hard drive or computer, because Kevin Padrick does not want the Creditors Council, the Exchange Council, the Department of Justice, the Exchangers to see these Videos.. and he will STOP at nothing to get this Channel Shut down...

http://www.youtube.com/user/Summit1031bk

Download these Videos and Post them EVERYWHERE, this is WHISTLEBLOWING and The 1031 Exchange Victims have a Right to Know.
montana 1031
If you Know anyone who has LOST Millions in the Summit 1031 Exchange Bankruptcy Forward this to them.. they need to know..
r

http://www.summit1031bkjustice.com/

Realtor Credit Union

2008-12-29T17:31:00.001-08:00

Funny how the Local Realtors do not seem to really understand Internet Marketing and NAR, as well as their Franchise encourages their members to have their Sellers listed on Realtor.com and the Local MLS or Franchise Site. The Local Realtors claim that their “Corporate Head” tells them that these methods are tried and true and are the way to go.

Even though I have seen situation where sellers lose hundreds of thousands of dollars of their purchase price because the Realtor’s solution is to Keep Dropping the Price. As long as some where down the Road, the Realtor has a Paycheck who really cares if the Seller is losing money hand over fist.

The “Realtor Sponsored” Internet Marketing classes I have been to have been quite elementary. I knew full well at the time that NAR, with all their money and their hands on the pulse of the Real Estate Industry, that they knew how to truly teach their Realtor Members to market the Real Estate of their Sellers in a way that was easy - informative and non-stressful to the buyer and would reach the most amount potential buyers.

I knew that NAR certainly had to know about targeted internet marketing, PPC, Google Adwords, Blogs, and various other methods that the Realtors could use to Sell the Seller real estate for a fair price to buyer looking on the internet, and sometimes those buyers were not even really looking in that particular area.

The Realtors had to know that if you have New York Water Property for sale, for example, that it would be best for the buyer and the seller if their New York Water Property for sale, for example, listed on NewYorkWaterProperty.com .

A few years back there was quite a stir in one major city, because an Internet Savvy Realtor had bought the dot com name of the Biggest Real Estate Seller in town and bought her son’s dot com. Though they were certainly mad, there was nothing they could do, this Realtor now owned their online identity. And though many years have past since this news article came out still most Realtors do not own their own name.

Most Realtors are followers, they listen to what NAR and their local and state board of Realtors tells them and they accept that as “tried and true”. Not Me, I bought domain names such as NewYorkWaterProperty.com , MontanaWaterProperty.com , CaliforniaWaterProperty.com and many other targeted real estate marketing names. It just made sense to me, though, at the time the Realtors Association(s) I belonged to certainly disagreed and even discouraged me from such behavior.

All along the Boys and Girls on top of the Realtor Food Chain “got internet marketing” but they wanted to make sure that their members did not get it, or at least to stall as long as they could in order to build up their own “web properties”.

You see if all the Realtors get all their clients to list on Realtor.com and Associates, Owned websites then this provides “useful content”. This content draws in advertisers to Pay really big dollar. The more content (your listings provided by your Realtor) the more money the Website makes from advertises and Selling Stuff to Those who come to the Website. It is Certainly not about simply creating a way for Buyers to Easily find Sellers and to Simply Buy Real Estate.

And Realtor.com charges Realtors to be on the site.. So Scam after Scam and the Rich get Richer. So Yes NAR has gotten Internet Marketing to some degree for quite awhile but did not let the agents get into a position to compete with them.

The Classes I went To On Internet Marketing was very juvenile. I had been well into Internet Marketing, Search Engine Placement - Optimization and Marketing and I was excited to here what the Realtors had to say. And all they did was promote their sites for us to input our clients listings on, and to pay to do it.

REALTOR, is now starting an Online Credit Union, so THEY certainly are getting “Net Savvy”. While in my home town Realtor still are convincing Sellers that Realtor.com is the Place to Be.. It is NOT True.

This New Online Realtor Credit Union should be watched closely, soon they will probably loaning money to Realtors to buy houses. And in my experience Credit Unions are the Absolute best place to get a loan on Real Estate, at least in my neck of the woods. So gather all the Realtors money, keep it in the bank for them and loan it out at HUGE profits and call it REALTORS FCU. And don't forget the Overnight Lending that those in Banking get to do, MORE money hand over Fist for the Realtors on Top of NAR..

Here is the News Clip on the Realtor Credit Union.

"WASHINGTON (12/2/08)--Thomas Glatt Sr. has been named the first CEO of the new REALTORS FCU (RFCU), effective Dec. 15, the credit union's board of directors announced Monday.

A 20-year veteran of the credit union movement, Glatt is currently CEO of Continental FCU, Tempe, Ariz., which serves airline industry employees.

He also served in executive positions with OnPoint Community CU (formerly Portland Teachers CU), Portland, Ore.; First Financial FCU, West Covina, Calif; and 66 FCU of Philips Petroleum, Bartlesville, Okla. For 16 years, he headed a credit union consultancy that advised some of the nation's largest credit unions.

He also has been a member of the boards at USA FCU, San Diego, and Kaiperm FCU, Oakland, Calif.

The National Association of Realtors (NAR) is providing the credit union as a member benefit, said NAR President Charles McMillan, a broker with Coldwell Banker Residential Brokers in Dallas-Ft. Worth. He noted the new credit union is tailored to the work habits and lifestyles of realtors, most of whom are independent contractors compensated by commissions.
According to NAR CEO Dale Stinton, the new credit union will be open 24/7 and is Internet-based.

RFCU is scheduled to open for business in mid-2009. Those eligible to become members of the credit union include: realtors and their families; NAR's institutes, societies and councils; NAR staff; and the staffs of state and local boards and associations. NAR clients, such as home buyers and home sellers, are not eligible. "

Now to Me, the Self Proclaimed Real Estate Industry Whistleblower, this is Seriously Something to Watch VERY closely. As if affiliations are Not already Bad enough in the Real Estate Industry. And as if the “Realtors” are not ALREADY walking a VERY thin line with Anti-Trust Law Violations, Now This.. Watch Out.. The Realtors Aim to Take Over a Whole Lot more sectors of Business… YOU LOSE..

Montana Residential Real Estate

2008-12-28T18:24:00.000-08:00

Market your Montana Real Estate Online and Get Found Where the Buyers are Looking for You. We are MontanaLocal.com and NorthwestMontana.com and we are Everywhere online in the Montana Real Estate Market, We Charge $50 a year to market your Real Estate and we really do get you found.

www.MontanaRanchForSale.net

www.MontanaHorseProperty.com

www.FlatheadLakeFrontage.com

www.NorthwestMontana.com

www.MontanaWaterProperty.com

and Hundreds of other Websites to Get you found Where your Buyers are looking for you..

Montana Internet Real Estate Marketing for You ...

Crystal@CrystalCox.com

Montana Homestead Ranch for Sale ~ Montana Real Estate

2008-11-26T08:33:00.000-08:00

Montana Real Estate ~ Montana Land

Montana Ranch for Sale

Looking for Montana Ranch Real Estate? Do you want a safe haven in Montana to get away from it all? Imaginine a Montana Ranch where it is possible to live off the Land. Looking for Montana Real Estate that is virtually untouched by the influences of modern man.

This Montana H omestead property on Grave Creek is a real Gem, a "Diamond in the rough". This 200 ac. Montana ranch property has been gently used as a Montana cattle ranch since the earily 1900's.
The Grave Creek Ranch in Northwest Montana has had only a few horses on it in the last several years and the pastures have had plenty of rest. With Aprox 1500 feet of Waterfront on Grave Creek /with water rights, there is a potential for an organic farm development here. With 145 Ac. of timber and 55 Ac. of pasture land this is a wonderful opportunity to live the simple life.

This Montana Ranch is offered For Sale right now by

Ten Lakes Realty of Eureka Montana.

406-297-7379

Crystal L. Cox Broker

4th Generation Montanan

For pictures and more Information on this Montana Ranch for Sale go to GraveCreekRanch.com

Billings Association of Realtor

2008-10-21T11:50:00.000-07:00

The Billings Association of Realtors has the Nerve to be Boldly anti-consumer. The Billings Association of Realtors does not want you as a For Sale by Owner to market online. They say it is illegal.

They are harassing people that are NOT members of their exclusive Members Only Club, and of course to be a member you simply have to Pay and Follow the leader.

Call the Billings Association of Realtor and ask them Why they don’t want you to be able to make your own marketing decisions. Why they do not want FSBO’s to market their real estate where they choose.

The “Realtors” are pushing their weight around and you, the real estate consumer are who is being hurt.

Where does this kind of tactics fit into the Realtors supposed Ethics. The Association of Realtors act like they are out for the best interest of the Real Estate Consumer - but things like this prove the fact that the “Realtors” are NOT out for the good of the Real Estate Consumer.

Eureka Montana Real Estate for Sale

2008-10-20T20:43:00.000-07:00

One Acre Highway Front Commercial Real Estate for Sale in Eureka Montana. $100,000 - Get your Business Found on Highway 93.

montana real estate search and marketing

Email Sherry@SherryCox.com for More Information.

eureka montana real estate

www.EurekaCommercial.com

New Lakefront Montana Website

2008-09-07T20:53:00.000-07:00

We Market your Real Estate for You.

Lakefront Real Estate.

Eureka Montana Lakefront Real Estate.